:root{
  --ink:#0b1f3a;--ink-2:#12294a;--sky:#3ba7ff;--sky-deep:#1f6fd6;--star:#e63946;
  --paper:#f6f9fe;--muted:#5b6b82;--line:rgba(11,31,58,.10);--ok:#15925a;
}
*{box-sizing:border-box;margin:0;padding:0}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  color:var(--ink);background:var(--paper);line-height:1.55;-webkit-font-smoothing:antialiased}
.wrap{max-width:1080px;margin:0 auto;padding:0 22px}
a{color:var(--sky-deep);text-decoration:none}a:hover{text-decoration:underline}
img{max-width:100%}
/* header/nav */
.top{background:var(--ink);color:#eaf3ff}
.top .wrap{display:flex;align-items:center;justify-content:space-between;padding:14px 22px}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;color:#fff}
.brand:hover{text-decoration:none}
.brand .dot{width:26px;height:26px;border-radius:7px;background:linear-gradient(135deg,var(--sky),var(--sky-deep));display:grid;place-items:center}
.brand .dot svg{width:16px;height:16px}
.top nav a{color:#cfe2fb;font-size:14.5px;margin-left:18px}
.top nav a:hover{color:#fff;text-decoration:none}
/* hero */
.hero{position:relative;overflow:hidden;color:#eaf3ff;
  background:radial-gradient(120% 120% at 82% -10%,#1a3e73 0%,var(--ink) 55%,#081627 100%)}
.hero::after{content:"";position:absolute;inset:0;opacity:.5;pointer-events:none;
  background-image:linear-gradient(rgba(59,167,255,.10) 1px,transparent 1px),linear-gradient(90deg,rgba(59,167,255,.10) 1px,transparent 1px);
  background-size:44px 44px;mask-image:radial-gradient(60% 60% at 72% 10%,#000,transparent 75%)}
.hero .wrap{position:relative;z-index:2}
.hero-in{padding:52px 0 60px;max-width:760px}
.kicker{display:inline-flex;align-items:center;gap:8px;font-size:12.5px;font-weight:600;color:#bfe0ff;text-transform:uppercase;letter-spacing:.13em}
.kicker .pulse{width:8px;height:8px;border-radius:50%;background:var(--sky);animation:p 2s infinite}
@keyframes p{0%{box-shadow:0 0 0 0 rgba(59,167,255,.55)}70%{box-shadow:0 0 0 10px rgba(59,167,255,0)}100%{box-shadow:0 0 0 0 rgba(59,167,255,0)}}
h1{font-size:clamp(2rem,5vw,3.3rem);line-height:1.06;letter-spacing:-.02em;font-weight:800;margin:14px 0 12px}
h1 .accent{color:var(--sky)}
.lead{font-size:clamp(1.02rem,2.1vw,1.24rem);color:#c9dcf5;max-width:640px}
/* lead form */
.leadbox{background:#fff;border-radius:16px;box-shadow:0 18px 50px rgba(4,16,31,.35);padding:18px;margin-top:26px;max-width:560px}
.leadbox h3{color:var(--ink);font-size:1.05rem;margin-bottom:4px}
.leadbox p.small{color:var(--muted);font-size:13px;margin-bottom:12px}
.frm{display:grid;gap:10px}
.frm .row{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.frm input,.frm select{width:100%;padding:12px 13px;border:1px solid var(--line);border-radius:10px;font-size:15px;color:var(--ink);background:#fff}
.frm input:focus,.frm select:focus{outline:2px solid rgba(59,167,255,.4);border-color:var(--sky)}
.btn{display:inline-block;padding:13px 22px;border-radius:11px;font-weight:700;font-size:15px;cursor:pointer;border:0}
.btn-primary{background:linear-gradient(135deg,var(--sky),var(--sky-deep));color:#04101f;box-shadow:0 8px 22px rgba(31,111,214,.4);width:100%}
.btn-primary:hover{filter:brightness(1.06);text-decoration:none}
.btn-ghost{color:#dcecff;border:1px solid rgba(220,236,255,.28);background:transparent}
.hp{position:absolute;left:-9999px}
/* sections */
.section{padding:56px 0}
.eyebrow{font-size:13px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--sky-deep)}
h2{font-size:clamp(1.45rem,3.2vw,2rem);letter-spacing:-.01em;margin:8px 0}
.sub{color:var(--muted);max-width:640px}
.grid3{margin-top:30px;display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid2{margin-top:22px;display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;box-shadow:0 1px 2px rgba(11,31,58,.04);transition:transform .15s,box-shadow .15s}
.card:hover{transform:translateY(-3px);box-shadow:0 14px 34px rgba(11,31,58,.10)}
.card .ico{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;margin-bottom:12px;background:linear-gradient(135deg,rgba(59,167,255,.16),rgba(31,111,214,.10));color:var(--sky-deep)}
.card h3{font-size:1.1rem;margin-bottom:6px}
.card p{color:var(--muted);font-size:14.5px}
/* provider list */
.vlist{margin-top:26px;display:grid;gap:14px}
.vrow{display:flex;flex-wrap:wrap;align-items:center;gap:14px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px 20px}
.vrow .vmain{flex:1;min-width:220px}
.vrow h3{font-size:1.08rem;display:flex;align-items:center;gap:8px}
.tag{font-size:11.5px;font-weight:700;padding:3px 9px;border-radius:999px;background:rgba(59,167,255,.12);color:var(--sky-deep)}
.tag.feat{background:rgba(230,57,70,.12);color:var(--star)}
.vrow p{color:var(--muted);font-size:14px;margin-top:3px}
.vrow .areas{font-size:12.5px;color:var(--muted);margin-top:4px}
/* city grid + breadcrumb */
.crumb{font-size:13px;color:var(--muted);padding:16px 0}
.citygrid{margin-top:22px;display:grid;grid-template-columns:repeat(4,1fr);gap:10px}
.citygrid a{display:block;padding:11px 13px;background:#fff;border:1px solid var(--line);border-radius:10px;font-size:14px;color:var(--ink)}
.citygrid a:hover{border-color:var(--sky);text-decoration:none;color:var(--sky-deep)}
.strip{background:var(--ink);color:#cfe2fb}
.strip .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:18px;padding:26px 22px}
.strip strong{color:#fff}
.faq{margin-top:22px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 18px;margin-bottom:10px}
.faq summary{font-weight:700;cursor:pointer}
.faq p{color:var(--muted);margin-top:8px;font-size:14.5px}
.notice{background:rgba(21,146,90,.10);border:1px solid rgba(21,146,90,.3);color:#0c5c39;padding:14px 16px;border-radius:12px;margin:18px 0}
footer{padding:30px 0 44px;color:var(--muted);font-size:13.5px;border-top:1px solid var(--line);background:#fff}
footer .wrap{display:flex;flex-wrap:wrap;gap:10px 22px;justify-content:space-between;align-items:center}
footer nav a{color:var(--muted);margin-right:14px}
@media(max-width:760px){.grid3,.grid2,.citygrid{grid-template-columns:1fr 1fr}.frm .row{grid-template-columns:1fr}.hero-in{padding:38px 0 44px}}
@media(max-width:480px){.citygrid{grid-template-columns:1fr}}